Who We Are

PayKosh is a fintech company developing smart, secure, and scalable backend systems that help NBFCs, MFIs, neobanks, and finance-driven businesses operate efficiently and grow faster.

Whether you're managing loans, customer data, or digital payments — we build intelligent tools that simplify and streamline your operations.

At PayKosh, we understand the challenges financial organizations face in today’s dynamic landscape. That’s why we offer:

Cloud-native solutions for faster deployment and easy scalability

Real-time data insights for smarter decision-making

Robust APIs for seamless system integration

End-to-end automation to reduce manual effort and human error

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Our Product

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HR Services

Simplify employee onboarding and documentation with end-to-end digital workflows, built for fast-growing financial institutions.

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Paykosh Borrowing

Get access to reliable and hassle-free financing through PayKosh Borrowing. Whether you need a personal loan, a vehicle loan, or support for a home mortgage, we offer transparent terms, competitive rates, and a fully digital application process.

Our goal is to make borrowing simple, fast, and accessible so you can focus on what matters most, while we handle the rest.

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Upcoming Products

What’s Next for PayKosh

"Bringing financial access and digital services to every user - fast, secure, and mobile-first."

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PayKosh Wallet

A smarter way to store and spend

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Payment Gateway

Fast, secure, and developer-friendl

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Loan Repayments Insurance

Simple, trackable, reliable

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FASTag Recharge

Reload on the go

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Cable Utility Payments

One platform for every bill

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Mobile DTH Recharge

Instant top-ups, anywhere

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BBPS

Unified, secure bill payments at your fingertips

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List of Fintech Leaders in India 2024

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Fintech Leaders In India 2024

India’s fintech ecosystem is rapidly transforming the global financial landscape, with over 2,300 companies and a projected $150 billion market size by 2025. Innovations like UPI, which processed $1.3 trillion in FY23, along with strides in digital lending, neobanking, and insurtech, are enhancing access and efficiency.

At the heart of this growth are visionary leaders leveraging AI, blockchain, and data analytics to solve challenges like credit access, fraud prevention, and financial literacy. Their efforts are driving inclusion, empowering millions, and integrating India into global financial systems through cross-border and blockchain-enabled solutions.

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