PayKosh wallet provides a convenient and secure way to make electronic payments. This allows users to conduct electronic transactions, such as online shopping or money transfers, without the need to manually enter payment details each time
Financial planning isn't always easy and we find that with PayKosh Borrow India's loan calculator, you can explore everything from the loan amount you're eligible for, or cracking your EMI plan, right away. It's easy and it's free! Find exactly what you're looking...
India’s fintech ecosystem is a powerhouse of innovation, driving financial inclusion and reshaping the global financial landscape. With over 2,300 fintech companies and a projected market size of $150 billion by 2025, India is one of the fastest-growing fintech hubs in the world. From UPI processing $1.3 trillion in transactions in FY23 to advancements in digital lending, neobanking, and insurtech, fintech is revolutionising access and efficiency across sectors. But at the core of this growth are the leaders shaping a stronger and more inclusive financial ecosystem.
These trailblazers are leveraging technologies like AI, blockchain, and data analytics to build scalable, secure solutions for unique challenges such as credit access, fraud prevention, and financial literacy. By fostering inclusion, they are bringing millions into the formal economy while enabling businesses to thrive in a digital first world. Cross-border payment systems and blockchain innovations are further integrating India into global financial systems, solidifying its position on the world stage
About us
PayKosh is a digital payment platform that allows clients to make secure UPI payments and other online banking transactions. Paykosh allows you to make payments through mobile, credit and debit cards, and other electronic payment methods. We offer direct access to utility bill payments, including Fastag Recharge, credit card payments, bill payments, and mobile recharging. Additionally, PayKosh allows you to quickly and easily apply for loans as well as make loan installments. At PayKosh, we offer safe investments with high returns in India. Through deposits, savings accounts, recurring deposits, daily deposits, etc., you can make smart investments. From the most rural to the most populated areas, we want our users to enjoy a seamless payment experience with absolute security and transparency.
Verify bank accounts before sending any money with just a few clicks. Paykosh Penny-less bank account verification API helps you to check the legitimacy of onboarding users just by using their bank account number and IFSC code. No amount is sent to the end user’s account for verification. Ensure smooth transactions and minimal compliance.
A method used for validating a bank account, which involves depositing a small amount of money, usually INR 1, into the bank account is known as Penny drop verification. For instance, when a company enrolls a new vendor, one of the most important requirements at that time is the verification of vendor’s bank account details. This is required to ensure that the bank account is genuine and to prevent any payment transfer problems for both the business and the vendor.
PayKosh Payment Gateway
Take your business to the next level with our powerful PayKosh Payment Gateway solution. Deliver a superior checkout experience to your customers with our easy-to-integrate solution. Enjoy instant settlements from the day you sign up and gain access to in-depth reporting and insights to help you make informed business decisions. Our robust and scalable payments platform is specifically designed to cater to your business payment needs. With our platform, you can effortlessly collect payments, send payouts, manage international payments, and do much more. Experience a hassle-free payment processing solution that is tailored to your business.
At PayKosh, we understand the importance of saving money for the future, whether it's for a short-term goal or a long-term investment. That's why our savings accounts are designed to help you grow your money with competitive interest rates and low fees. With easy access to your funds, you can rest assured that your money is safe and secure with us. With just a few clicks, you can open an account, deposit money, and watch your savings grow.
Our donation digital platform is also designed with your convenience in mind. You can easily search for causes and organizations based on location, category, or keyword. We understand that transparency and accountability are important when it comes to charitable giving. That's why we work closely with our partner organizations to ensure that your donations are being used effectively and efficiently. We provide regular updates and reports on the impact of your donations, so you can see the difference you're making in the world. So why wait? Visit our donation digital platform today and start making a difference. With just a few clicks, you can support a cause you care about and help make the world a better place.